In an application, the information that must be disclosed includes?

The correct choice highlights the importance of full disclosure in the insurance application process. When applying for insurance, applicants are required to provide all relevant facts that are material to the risk being insured. This means that any information that could influence the insurer's decision to provide coverage or determine the terms of that coverage must be shared.

Insurance operates on something called "utmost good faith," where both parties are expected to act honestly and transparently. By disclosing every material fact, the applicant helps ensure that the insurer can accurately assess the risk involved. If an applicant fails to disclose pertinent information, it could lead to complications in claims processing or even cancellation of the policy.

Other options fall short of this standard: disclosing only the date and place of birth or family history may leave out critical health information or lifestyle factors that could impact the underwriting process. Additionally, only sharing information that the applicant wants the agent to know undermines the principle of full transparency and could result in misunderstandings or claim denials later on.