Which rider is commonly associated with Ordinary Life insurance?

The Accidental Death Benefit Rider is commonly associated with Ordinary Life insurance because it provides an additional layer of coverage for the policyholder. This rider pays out an extra benefit if the insured dies as a result of an accident, in addition to the base policy's death benefit. This feature is particularly appealing to individuals looking to enhance their life insurance protection for unforeseen circumstances that could lead to accidental death.

Ordinary Life insurance typically forms the foundation of long-term financial planning, and riders like the Accidental Death Benefit can be added to customize the policy according to the insured's needs. This rider offers peace of mind, knowing that the beneficiaries will receive a larger payout should an accident occur.

The other riders mentioned, while valuable, do not share the same level of common association with Ordinary Life policies. The Term Rider, for instance, is often linked with term insurance rather than permanent coverage. The Universal Life Rider is more specifically related to flexible premium plans and not Ordinary Life directly. Lastly, the Cash Value Rider could be related to the cash accumulation aspect but is not as commonly recognized as an associated rider for Ordinary Life. Therefore, the choice of Accidental Death Benefit Rider aligns more closely with the typical features offered in an Ordinary Life policy.