Which type of benefits is typically included in health insurance policies?

Health insurance policies are primarily designed to cover medical expenses, which can include a variety of benefits related to health care services. Among the options listed, disability income benefits are typically included in health insurance policies. These benefits provide financial assistance to individuals who are unable to work due to illness or injury, thus helping them manage their living expenses during a period of being unable to earn an income.

While accidental injury benefits can sometimes be included in specific types of health insurance, they are more commonly associated with accident insurance rather than standard health insurance. Life insurance benefits are distinctly different and pertain to the payout upon the policyholder's death, thus falling outside the scope of health insurance. Therefore, disability income benefits are the most relevant and commonly included type of benefit within health insurance policies, making that choice correct.